June 4, 2013
AgencyIMPORTANT Pre-Existing Condition Insurance Plan (PCIP) Transition Information
IMPORTANT Pre-Existing Condition Insurance Plan (PCIP) Transition Information Watch your regular US Mail this month for very important information about your PCIP health insurance policy that will cease on 07/01/13. Due to a lack of program funding, effective 07/01/13 California will no longer operate the existing California state PCIP program. You will need […]
May 20, 2013
AgencyHealth Care Reform – What We Know So Far Effective 2014
Health Care Reform – What We Know So Far Effective 2014: With a few exceptions, all United States residents are required to have health insurance in 2014 or pay a tax penalty in 2015, in the amount of $95.00 or 1% of their income whichever is greater. This penalty will increase each year. There are […]
April 18, 2013
AgencyCalifornia Health Insurance Exchange, Covered California, Will Open In October 2013 As Part Of ACA
California Health Insurance Exchange, Covered California, will open in October 2013. This as part of the ACA – Affordable Care Act – also known as “Obama Care”. The act has been hit by controversy, but it is being implemented and you need to know what it means for you. “Through Covered California, low-income individuals and […]
April 16, 2013
AgencyIMPORTANT HEALTH CARE INFO
Under the Federal Government enacted Patient Protection and Affordable Care Act (PPACA), effective January 1, 2014 we will be operating under a new health care system. With a few exceptions, everyone will be required to show proof of health insurance or pay a tax penalty. Having a pre-existing condition will no longer matter. Insurance companies […]
March 21, 2013
AgencyPre-Existing Condition Insurance Plan Closed to New Applicants
Effective March 2, 2013 the Pre-Existing Condition Insurance Plan (PCIP) has announced they will no longer accept new applicants. Existing individuals already enrolled will remain covered through 2013. Since the launch of the Federal Sponsored Pre-Existing Condition Insurance plan in 2010, many of the sick and uninsured enrolled into this program in a desperate attempt […]
March 15, 2013
AgencyDo We Have a Doctor Shortage?
According to the Federal Government, only 16 of 58 counties in California have enough doctors. Nurse practioners, optometrists and pharmacists may be a solution, especially since there are almost 30% or more doctors nearing retirement and not enough new doctors to replace them. SB 491, SB 492 and SB 493 being introduced by CA Senator, […]
March 14, 2013
AgencyA Big Step in Controlling Health Care Costs
In order to proactively keep costs down within the health insurance plans being offered through the health insurance exchanges, insurers are proposing that the providers accept lower payments for services rendered. Insurers are proposing that the providers grant discounts from what they are usually paid and in return they are expected to make up the […]
March 13, 2013
AgencyDoctors That Receive Money From Drug Companies
California doctors, researchers, and other health care organizations receive more money from drug manufacturers than any other state within the United States. A database created by ProPublica lists those specifically receiving these handouts from the pharmaceutical companies. Those that are receiving this money acknowledge this activity however deny that the funds influenced their decisions to […]
December 4, 2012
AgencyShopping for Renters Insurance
Many people that rent their home don’t realize the need for renters insurance. You are not Protected by Your Landlord’s Policy One of the biggest misconceptions among renters is that they believe their belongings are covered under the policy their landlord has for the property. Nothing could be further from the truth; while your landlord […]
December 4, 2012
AgencyShopping for Renters Insurance
Many people that rent their home don’t realize the need for renters insurance. You are not Protected by Your Landlord’s Policy One of the biggest misconceptions among renters is that they believe their belongings are covered under the policy their landlord has for the property. Nothing could be further from the truth; while your landlord […]