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View the latest blog posts from Zenker Insurance Agency, LLC.

Effective Immediately: Our agency will no longer be able to assist new enrollees into the Covered California system (also known as “on exchange”). However, if you are looking for an “off exchange” plan (buying directly from the insurance company) wh... READ MORE >>

As a soon to be Certified Insurance Agency through the Health Insurance Marketplace called Covered California, we plan to begin offering health insurance plans inside and outside of the health insurance exchange for individuals and businesses as early as October 1, 2013 for coverage that will begin January 1, 2014. READ MORE >>

First it’s important to know that under the Affordable Care Act, Insurers must charge the sick and healthy people the same premium. Here are some other rating factors outlined for California effective January 1, 2014: Age – limited to a 3:1 ratio. READ MORE >>

First you will need to determine what your Modified Adjusted Gross Income (MAGI) is.  In order to do this, you will need to consult your prior year tax return.  If you did not file a prior year tax return you will not be eligible for a subsidy. READ MORE >>

The 4 Metals of Coverage offered by 13 Health Plans As early as October of this year, we will all be investigating our health insurance options for 2014 when health insurance becomes mandatory.  We will be selecting benefits offered by one of the following 13 health plans providing coverage in 19 regions in California: READ MORE >>

Aetna Discontinues Individual and Family plans in California Aetna announced that effective July 1, 2013, they will no longer offer Aetna Advantage Plans in California for Individuals, Families, and the Self-Employed.  They will still offer coverage to Small and Large Group Employers. READ MORE >>

Final Pre-Existing Condition Insurance Plan (PCIP) Transition Information Most of you who currently have a CA PCIP policy have already received an enrollment letter from the National Finance Center that includes instructions on how to enroll into the new Federal PCIP program effective July 1, 2013. READ MORE >>

IMPORTANT Pre-Existing Condition Insurance Plan (PCIP) Transition Information   Watch your regular US Mail this month for very important information about your PCIP health insurance policy that will cease on 07/01/13.    READ MORE >>

Health Care Reform – What We Know So Far Effective 2014: With a few exceptions, all United States residents are required to have health insurance in 2014 or pay a tax penalty in 2015, in the amount of $95.00 or 1% of their income whichever is greater. This penalty will increase each year. READ MORE >>

California Health Insurance Exchange, Covered California, will open in October 2013. This as part of the ACA - Affordable Care Act - also known as "Obama Care". The act has been hit by controversy, but it is being implemented and you need to know what it means for you. READ MORE >>

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