Zenker Insurance Agency Home Page

Aetna of California - Aetna is discontinuing Individual and Family Health insurance in California and Kansas, and as a result, your coverage will be terminated at midnight on December 31, 2013. Aetna will continue to administer your current plan through the remainder of the year; however, you will need to shop for a new plan during Open Enrollment in order to obtain health insurance for 2014. The Open Enrollment period runs from October 1, 2013 through March 31, 2014. To get coverage with a January 1, 2014 effective date, you will need to enroll in a new plan no later than December 15, 2013.

 ***********************************************************************************************************************************************************************************

Anthem Blue Cross of California - Your current plan will change on January 1, 2014. Anthem will move you to a new suggested Anthem plan.

Your current health benefit plan can no longer be offered as of January 1, 2014. Anthem has suggested a new health benefit plan for your consideration, offered by Anthem Blue Cross. Although, this plan is currently pending regulatory review and/or approval, Anthem is suggesting it because it includes the requirements of the new Affordable Care Act (ACA) laws and provides you with the health benefits you have come to count on by being an Anthem member. This plan will include coverage for doctors’ visits, prescription drug coverage, emergency care and more.

If you do not make an election by December 15, 2013 to move to a different health benefit plan, Anthem will automatically move you to the suggested plan.

 ************************************************************************************************************************************************************************************ 

 Blue Shield of California - If you have any of the following Blue Shield plans:

  • Access+ HMO Plans
  • Shield Secure Plans
  • Shield Spectrum PPO 500, 750, 1500, 2000, 5500 Plans
  • Shield Savings 2400/4800 Plan
  • Access+ Value HMO Plans
  • Shield Wise Plans
  • Shield Secure Plus Plans
  • Shield Saver

Your current plan will change on January 1, 2014. *No action is required by you. Blue Shield of California will automatically move you to an Affordable Care Act (ACA) qualified health plan that most closely matches your current coverage.

For more details about your new Blue Shield plan, look for a letter package from Blue Shield in September. Also, visit blueshieldca.com for additional details on new products and new ACA changes effective 2014.

*If you live in the following counties, you will need to shop for a new plan; Monterey, Alpine, Sutter and Yuba.

*If you live in certain zip codes within the following counties, you may need to shop for a new plan; Alameda, Amador, Butte, Calaveras, Colusa, Del Norte, Glenn, Humboldt, Lake, Lassen, Marin, Mendocino, Modoc, Nevada, Plumas, San Benito, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Tehama, Trinity, and Tuolumne.

There are no Blue Shield of California ACA qualified health plan options in these areas. You will need to shop for a new plan by December 15, 2013 for a January 1, 2014 effective date.

 

If you have any of the following Blue Shield Life plans:

  • Active Start Plans
  • Shield Savings 3500/7000, 1800/3600, 4000/8000, 5200/10400 Plans
  • Balance Plans
  • Shield Savings 2400/4800 Plan
  • Essential Plans
  • Vital Shield Plans


?You have two options:

Option 1 - Your current plan will change on January 1, 2014. *No action is required by you. Blue Shield of California will automatically move you to an Affordable Care Act (ACA) qualified health plan that most closely matches your current coverage.

For more details about your new Blue Shield plan, look for a letter package from Blue Shield in September. Also, visit blueshieldca.com for additional details on new products and new ACA changes effective 2014.

*If you live in the following counties, you will need to shop for a new plan; Monterey, Alpine, Sutter and Yuba.

*If you live in certain zip codes within the following counties, you may need to shop for a new plan; Alameda, Amador, Butte, Calaveras, Colusa, Del Norte, Glenn, Humboldt, Lake, Lassen, Marin, Mendocino, Modoc, Nevada, Plumas, San Benito, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Tehama, Trinity, and Tuolumne.

There are no Blue Shield of California ACA qualified health plan options in these areas. You will need to shop for a new plan by December 15, 2013 for a January 1, 2014 effective date.

Option 2: Extend your current plan and rates through March 31, 2014. To do this you must elect this option electronically at www.blueshieldca.com/coverageoptions by December 6, 2013. After December 6, 2013 if Blue Shield has not received an election for this option they will choose Option 1 for you.

Some things to consider for Option 2:

·         You will be subject to more than one deductible. Your deductible will begin in January and then again in April.
 

·         This coverage will terminate March 31, 2014. No action is required by you. Blue Shield of California will automatically move you to an Affordable Care Act (ACA) qualified health plan that most closely matches your current coverage.

For more details about your new Blue Shield plan, look for a letter package from Blue Shield in September. Also, visit blueshieldca.com for additional details on new products and new ACA changes effective 2014.
 

·         If you do not want the ACA qualified health plan selected by Blue Shield, you will need to select a new plan by March 15, 2014 for coverage to start on April 1, 2014.

 ************************************************************************************************************************************************************************************

Cigna of California - You have the option to keep your current plan through December 2014. No action is required by you. Cigna will automatically extend your current policy to December 2014. At that time you will then need to select an Affordable Care Act (ACA) plan.

************************************************************************************************************************************************************************************* 

Health Net of California - If your Health Net policy began before October 1, 2013 you must choose a new Affordable Care Act (ACA) plan. Your current policy will end at midnight on December 31, 2013.

You can shop for a new plan during Open Enrollment in order to obtain health insurance for 2014. The Open Enrollment period runs from October 1, 2013 through March 31, 2014. To get coverage with a January 1, 2014 effective date, you will need to enroll in a new plan no later than December 15, 2013.

If your Health Net policy began in October 2013 or later you will receive information from Health Net early in 2014 about choosing an ACA plan. Your current policy will end at midnight on March 31, 2014. You will need to choose an ACA plan by March 15, 2014 for an April 1, 2014 effective date.

 ************************************************************************************************************************************************************************************

 Kaiser of California - Your current plan will change on January 1, 2014. No action is required by you. Kaiser will automatically move you to an Affordable Care Act (ACA) qualified health plan that most closely matches your current coverage.

Posted 3:25 PM  View Comments

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version